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Results of Graduate Student Living Expenses Survey

During the spring 2002, a total of 216 graduate students recently completed a survey to provide better data on the living expenses incurred by graduate students at Binghamton University. Participants were not necessarily supported by any university or federal aid (assistantships, fellowships, loans, etc.).


Background Information on Participants

Participants by Graduate Level
Graduate Level # % of Total
Master's, less than 24 credits 60 28%
Master's, 24 or more credits 49 23%
PhD doing coursework 25 12%
PhD coursework complete; predissertation 13 6%
PhD ABD 22 10%
Not Answered 47 22%

Marital Status of Participants
  # % of Total
Married/living with significant other 52 24%
Not married 164 76%

Family Status of Participants
Status # % of Total
Participants with children 15 7%
Participants with no children 201 93%

Where Do They Live?
Location # % of Total Average Commute to Campus (in miles)
Binghamton 126 58% 4
Endicott 5 2% 6
Endwell 6 3% 8
Johnson City 45 21% 3.5
Vestal 23 11% 2.5
Pennsylvania 1 0% 50
Other 10 5% 36

How Do Participants Spend Their Summers?
Summer Activity # % of Total
Taking classes 11 5%
Employment 110 51%
Doing research 68 31%
Other 27 13%

Participants by University Funding
Funding Status

# Average Academic Year* Stipend

% of Total
Participants receiving monthly stipend for full academic year 144 $9,497 67%
Participants receiving monthly stipend for either fall or spring semester 23 $4,444 11%
Participants not receiving monthly stipend 49 N.A. 23%

Tuition Scholarships
Received Tuition Scholarship? # %
Yes 159 74%
No 55 24.5%
No response 2 1.5%

Federal Loans
Loan Status # Avg Amt of 01-02 Loans % of Total
Receiving federal loans 133 $7,741 62%
Not receiving federal loans 81 -- 37%
No response 2 -- 1%

Annual Books and Fees

Fees:    $716/2 semesters
Books:  $750/2 semesters

Average Monthly Costs

Married Participants (n=52)

Monthly Expense # of Respondents Who Provided An Amount Average Cost
Rent 52 $463
Utilities 49 $109
Phone 52 $38
Long distance calling 52 $37
Food 52 $264
Personal care items 50 $67
Insurance 46 $42
Healthcare not covered by insurance 40 $36
transportation 48 $47
Car Maintenance 45 $207
Childcare 7 $109

Average Monthly Costs

Single Participants (n=164)

Monthly Expense # of Respondents Who Provided An Amount Average Cost
Rent 160 $318
Utilities 127 $65
Phone 162 $30
Long distance calling 147 $32
Food 160 $167
Personal care items 160 $44
Insurance 92 $32
Healthcare not covered by insurance 57 $30
transportation 164 $27
Car maintenance 109 $140
Childcare 2 $350

"Other" Expenses

A total of 111 graduate participants (51%) reported that they have additional expenses beyond those specifically mentioned above. These participants indicated that they spend an average of $130/month for costs such as research expenses (travel, photocopying, paper and supplies, etc.), conference attendance, clothing, computer expenses, internet service, gym dues, recreation/entertainment, parking fees, professional dues, home/apartment insurance, property upkeep (repairs), and property taxes.